module JytPay::Api::AuthCard
Constants
- AUTH_CARD_TRAN_CODE
Public Instance Methods
auth_card(flow_id, card_id, true_name, identity_id, phone)
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四要素认证
@param flow_id [ String ] 订单号 @param card_id [ String ] 银行卡号 @param true_name [ String ] 真实姓名 @param identity_id [ String ] 身份证 @param phone [ String ] 银行卡预留手机号
@return [ Hash ] 结果集
* :result [String] 是否成功,`F`, `S` * :bank_name [String] 成功后会返回该卡在 jyt 系统内的中文名 * :msg [String] 结果说明 * :ret_code [String] 结果 CODE * :flow_id [String] 订单号 * :request_body [String] 请求报文 * :response_body [String] 响应报文
# File lib/jyt_pay/api/auth_card.rb, line 26 def auth_card(flow_id, card_id, true_name, identity_id, phone) params = { bank_card_no: card_id, id_num: identity_id, id_name: true_name, terminal_type: '01', bank_card_type: 'D', phone_no: phone, } xml_str = JytPay::Xml.generate(@merchant_id, AUTH_CARD_TRAN_CODE, params, flow_id) response = Http.post(@merchant_id, @uris[:auth], AUTH_CARD_TRAN_CODE, xml_str, @rsa_private_key, @rsa_jyt_public_key) res = { result: 'S0000000' == response[:head][:resp_code] ? 'S' : 'F', bank_name: response[:body][:bank_name], msg: response[:head][:resp_desc], ret_code: response[:head][:resp_code], flow_id: flow_id, vendor_order_id: nil, # jyt 不会返回他们的订单号 request_body: xml_str, response_body: response[:xml_str], } res end